Close Your ADCB Account Easily: Step-by-Step Guide



Are you planning to switch banks, move abroad, or simply streamline your finances? Closing your ADCB account doesn’t have to be complicated. Many customers face delays because they aren’t aware of the required documents or procedures. This guide walks you through the process step by step, ensuring a smooth and stress-free account closure.

Step 1: Prepare Your Documents

Before heading to the branch, make sure you have:

  • Emirates ID or passport

  • ADCB debit card and cheque book

  • Settled any outstanding loans or credit card dues

  • Completed account closure form

💡 Tip: Cancel any standing instructions, automatic bill payments, or linked savings plans to avoid surprises.

Step 2: Visit Your Nearest ADCB Branch

Currently, ADCB requires in-person verification for most accounts. At the branch:

  • Submit your IDs and account documents

  • Sign the account closure request

  • Withdraw or transfer your remaining balance

Step 3: Handle Your Remaining Balance

You can choose to:

  • Withdraw in cash

  • Transfer to another UAE bank

  • Transfer internationally (note: fees may apply)

⚠️ Ensure your balance isn’t too low, as ADCB may deduct administrative fees before closure.

Step 4: Request Closure Confirmation

After internal checks, ADCB will notify you within 24–72 hours. Always ask for a written closure letter, especially if you’re moving abroad or applying for new financial products. This document protects you from future disputes.

Final Thoughts

Closing your ADCB account is straightforward if you prepare ahead. With the right documents, cleared dues, and a branch visit, you’ll have your account closed in just a few days.

👉 Read more guides like this in my bio for practical banking and finance tips.

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